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				<h1>Our Services For You, The Insured</h1>
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					<p class="bluebox">Our motto is simple: "Consult. Educate. Serve."</p>
					
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						<p>We offer a wide variety of services customized to your needs based upon the step you are at in the claim process and the level of assistance you need. Some clients need assistance from start to finish, most do not. Some clients may even need a review of the insurance company's offer and assistance in developing a response.</p>

						<p><strong>No matter the step you are at in your personal property claim, we can help you understand the process and help you maximize your claim.</strong></p>

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					<h3>Initial Consultations At No Cost To You</h3>
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					<p>The first step in our plan is to schedule a free initial consultation. We will evaluate your situation, answer questions about the content coverage as pertains to your policy, and provide clear understanding of the insurance claim process.  Let us help you claim the full amount of money owed to you under your policy.</p>
					<p>Dwelling consultations have limited availability; therefore only in special circumstances can we offer a free dwelling consultation.  Please contact us and we will determine if you qualify for a free initial dwelling consultation.</p>
					<h4><br/><em>Read More: <a href="consultation.php">What to expect from your free initial consultation.</a></em></h4>
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					<h3>Complete Personal Property Claims Preparation</h3>
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					<p>By far the most crucial step in this process is preparing a complete inventory for submission to include proper replacement cost pricing.  Your insurance company determines how much money to pay out on your loss based on your submission. Let our consultants work with you to customize a plan to meet your individual needs providing you the best opportunity for a full recovery. Our experience and utilization of accepted industry practices will help you <strong>claim everything!</strong> </p>
					<p class="hidden"><em>Want to know more about claims preparation? <a href="#">Click to continue reading &raquo;</a></em></p>
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					<h3>DIY Claims Preparation Package</h3>
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					<p>Our handy "Do-It-Yourself" claims package is designed to help you prepare your claim on your own with limited consultation assistance.  It includes lists, examples, spreadsheets, and a "crash course" in claim preparation principles as well as consultation and review options as needed.</p>
					<p><strong>NOT recommended for large or total losses!</strong></p>
					<p class="hidden"><em>Want to know more about our DIY package? <a href="#">Click to continue reading &raquo;</a></em></p>
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					<h3>Reviews</h3>
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					<p><strong>If you have already created an inventory</strong>, we can review what you have prepared on your own and provide valuable feedback based on our experience.  We can make recommendations of personal property that may have been overlooked and can identify if your replacement cost pricing is on target with industry standards.</p>
					<p><strong>The insurance company is NOT obligated to create your inventory.</strong>  It is your right and your responsibility under the terms of your policy to create and submit a completed inventory.  We can discuss this in depth during your free initial consultation.</p>
					<p class="hidden"><em>Want to know more about our review process? <a href="#">Click to continue reading &raquo;</a></em></p>
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					<h3>Free Professional Referrals</h3>
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					<p>During your consultation if we conclude that your case may need help outside of our scope of services we will be happy to refer you to the appropriate professionals in your area.  This may include a public adjuster or an attorney who works directly with policyholders.</p>
					<p>We thoroughly research the background and reputation of any professionals in our referral network.  This includes checking references, current licensing status, and general practices of claim preparation.</p>
					<p class="hidden"><em>Want to know more about our referral partners? <a href="#">Click to continue reading &raquo;</a></em></p>
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						<h3>What is a Public Adjuster?</h3>
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						<p>A <strong>public adjuster</strong> is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim.</p>
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